Intro to The Retirement Continuum

• The 4 Phases of the Continuum

• Quality vs. Quantitative Issues

• The "Retirement Timeline"

Planning Your Retirement

• Creating your vision

• Handling Health Insurance before Medicare

• The Budget - Boring but Critical

• See it all: The Retirement Income Chart

• Accounting for a Silent Killer - Inflation

• Comparing Impacts of Different Strategies

keeping what you have

• Health Insurance, Medicare, and Supplements

• “Aging Well” on your own terms

• Maintain Independence as you Age

• Long Term Care - Reality and the Latest Solutions

• Survivor Planning and Replacing Income

Retirement income & Strategies

• Calculating Your Social Security

• Maximize Your Social Security Benefits

• Pension plans - Monthly Paycheck or a Lump Sum?

• 401(k) & 403(b) - Leave it or Roll to IRA?

• lRAs and Roth lRAs

  • Required minimum withdrawals

  • Roth conversions

  • "Stretch:" The Inherited IRA and Latest Laws

• Withdrawal Planning

  • How much and where to take it from

• Minimizing taxes in retirement

• The After-Tax Brokerage Account

• Annuities: The Good, The Bad, The Ugly

  • 3 General Types; Pro’s and Con’s of Each

  • Stuck in an Annuity? Annuity Rescue!

High Confidence Investing

• A Key to not Running out of Money in Retirement

• What Determines Portfolio Longevity - Win by not Losing

• The biggest destroyer of returns in retirement

• A Life-Changing A-HA Moment - Its Easier Than it Seems

• Enhance Returns by Taking Less Risk, Not More